Privacy Policy

Your privacy is important to us. This policy explains how we collect, use, and protect your information.

Last updated: June 30, 2025

Introduction

CreditMilesGuru ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website creditmilesguru.com (the "Service"). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

Information We Collect

Information You Provide to Us

  • Personal information (name, email address) when you subscribe to our newsletter or contact us
  • Account information when you create an account or use our card tracking tools
  • Communication data when you send us messages or feedback
  • Survey responses or other information you choose to provide

Information Automatically Collected

  • Usage data (pages visited, time spent, click patterns)
  • Device information (browser type, operating system, IP address)
  • Cookies and similar tracking technologies
  • Referral source (how you found our website)

How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our services
  • Send you newsletters, updates, and promotional content (with your consent)
  • Respond to your comments, questions, and customer service requests
  • Analyze usage patterns to enhance user experience
  • Detect, prevent, and address technical issues and security breaches
  • Comply with legal obligations and protect our rights
  • Personalize content and recommendations

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

  • Service Providers: With trusted third-party service providers who assist us in operating our website and conducting our business
  • Legal Requirements: When required by law, regulation, or legal process
  • Business Transfers: In connection with a merger, acquisition, or sale of assets
  • Consent: When you have given us explicit consent to share your information
  • Affiliate Programs: We may share anonymized data with credit card companies and financial institutions for affiliate commission purposes

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand where our visitors are coming from. You can control cookies through your browser settings, but disabling cookies may affect the functionality of our site.

Third-Party Services: We use Google Analytics to understand how visitors interact with our site. We may also use affiliate tracking pixels from credit card companies and financial institutions.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is 100% secure, and we cannot guarantee absolute security of your data.

Your Privacy Rights

You have the right to:

  • Access and review the personal information we have about you
  • Request correction of inaccurate or incomplete information
  • Request deletion of your personal information (subject to legal limitations)
  • Opt-out of marketing communications at any time
  • Request portability of your data in certain circumstances

To exercise these rights, please contact us using the information provided below.

Third-Party Websites

Our website may contain links to third-party websites, including credit card application pages and affiliate partners. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

Email: [email protected]

Website: https://creditmilesguru.com

Response Time: We aim to respond to privacy inquiries within 30 days.

California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete personal information, and the right to opt-out of the sale of personal information. We do not sell personal information. To exercise your CCPA rights, please contact us using the information above.