Disclaimer
Important legal information regarding our content, services, and liability limitations.
Last updated: July 10, 2025
General Disclaimer
The information provided by CreditMilesGuru LLC ("Company", "we", "our", or "us") on creditmilesguru.com (the "Service") is for general informational purposes only.
All information on the Service is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Service. Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the Service or reliance on any information provided on the Service. Your use of the Service and your reliance on any information on the Service is solely at your own risk.
Financial Advice Disclaimer
The Service does not provide financial, investment, tax, or legal advice. The content on our website is educational and informational in nature and should not be construed as professional financial advice. Credit card and travel reward strategies discussed on our platform are general in nature and may not be suitable for your individual circumstances.
- Always consult with qualified financial advisors before making financial decisions
- Credit card terms, rates, and benefits are subject to change without notice
- Past performance or results do not guarantee future outcomes
- Individual results may vary based on personal financial situations
Affiliate Disclosure
CreditMilesGuru LLC participates in affiliate marketing programs and may receive compensation for referrals.
Our website contains affiliate links to credit card companies, banks, hotels, airlines, and other financial service providers. When you click on these links and apply for or purchase products/services, we may receive a commission at no additional cost to you.
- Affiliate relationships do not influence our editorial content or recommendations
- We only recommend products and services we believe provide value to our readers
- All opinions expressed are our own and based on our evaluation
- Commission structures may vary between different partners
Content Accuracy and Updates
While we strive to provide accurate and up-to-date information, credit card terms, airline program rules, hotel loyalty benefits, and travel policies change frequently. We cannot guarantee that all information on our website is current or complete.
Important: Always verify current terms, conditions, and availability directly with the relevant financial institution, airline, or hotel before making decisions or applications.
Limitation of Liability
To the fullest extent permitted by applicable law, CreditMilesGuru LLC, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your use or inability to use the Service
- Any unauthorized access to or use of our servers and/or personal information
- Any interruption or cessation of transmission to or from the Service
- Any bugs, viruses, trojan horses, or the like that may be transmitted by third parties
- Any errors or omissions in content or for any loss or damage incurred from use of content
- Credit denials, account closures, or adverse credit impacts
- Changes to credit card terms, airline programs, or hotel benefits
- Travel disruptions, cancellations, or changes to redemption values
Third-Party Content and Links
Our Service may contain links to third-party websites, applications, or services that are not owned or controlled by CreditMilesGuru LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the terms and privacy policies of any third-party services you access.
Indemnification
You agree to defend, indemnify, and hold harmless CreditMilesGuru LLC and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from your use of and access to the Service, your violation of any term of these disclaimers, or your infringement of any third-party right.
Governing Law
This disclaimer and your use of the Service shall be governed by and construed in accordance with the laws of the jurisdiction where CreditMilesGuru LLC is incorporated, without regard to its conflict of law provisions. Any disputes arising under this disclaimer shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.
Questions About This Disclaimer
If you have any questions about this disclaimer, please contact us:
Important Notice
By using our Service, you acknowledge that you have read, understood, and agree to be bound by this disclaimer. If you do not agree with any part of this disclaimer, please do not use our Service. This disclaimer may be updated from time to time, and continued use of the Service constitutes acceptance of any changes.