Our mission
We help everyday spending become extraordinary travel
Credit Miles Guru exists to make the world of points, miles and premium card perks understandable and actionable. The rewards ecosystem is deliberately complicated — issuers bury benefits in fine print, award charts vanish overnight, and the best redemptions hide behind portals you can only search one city at a time. We build the tools we wished existed, and we keep our research independent of the banks whose products we cover.
Maximize every dollar
Most people leave hundreds of dollars in travel credits, dining rebates and welcome bonuses unused each year. Our tools surface exactly what you already hold and how to use it before it expires.
Data over hype
We track award availability daily, maintain a live catalog of card benefits, and value points against observed redemptions — not marketing claims. When something changes, our tools change with it.
Independent by design
Our recommendations are driven by data and editorial judgment, never by which partner pays the most. Affiliate relationships never determine what we rank or recommend.
How we work
Our methodology
Award availability
Our Sweet Spotter engine scans live award inventory across major airline and hotel programs every day, flagging redemptions that price well below their cash equivalent. We refresh the data continuously so the deals you see reflect what's bookable now, not a stale screenshot.
Card & benefit catalog
We maintain a structured catalog of credit-card annual fees, earning rates, welcome offers, transfer partners and statement credits. Each card page carries an editorial verdict with clear pros and cons, and is dated so you always know how current it is.
Point valuations
We estimate the realistic value of each currency based on typical achievable redemptions, then apply those valuations consistently across every tool — so the "what your points are worth" number you see is grounded, not aspirational.
Hotel & dining collections
We aggregate luxury hotel programs (Amex Fine Hotels + Resorts, The Hotel Collection, Chase The Edit) and dining-credit networks (Resy, OpenTable) into searchable maps, so you can plan a full trip around the perks your cards already unlock.
What we build
Free tools, one toolkit
Everything here starts free. Our tools work together — track your wallet once, and every finder tailors itself to the exact credits and collections you hold.
Card Tracker
Track every card, credit and annual fee in one wallet.
Sweet Spotter
Daily award-flight sweet spots across 15 loyalty programs.
FHR Hotel Finder
Every Amex FHR, THC and Chase Edit property on one map.
Resy Restaurant Finder
Find dining-credit restaurants anywhere you travel.
Which Card Should I Use?
Instant best-card answer for any purchase.
Points Value Guide
What your points and miles are actually worth.
How we stay independent — and free
Credit Miles Guru is operated by CreditMilesGuru LLC. We keep our core tools free by offering an optional Pro subscription and by earning affiliate commissions when readers choose to apply for a card or book through some of our links, at no extra cost to them. Those relationships never influence our editorial ratings, our rankings, or the data our tools surface. We disclose our advertising relationships clearly on our affiliate disclosure page, and our full terms are in our privacy policy and terms of service.