Independent rankings · Updated July 2026
Best U.S. Bank Credit Cards
Every U.S. Bank card we cover, ranked by our net-value model — welcome bonuses, annual fees, and the perks that actually pay off.
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U.S. Bank Altitude Connect
U.S. Bank
Welcome Offer
Earn 20,000 bonus points after spending $1,000 in the first 90 days
PROS
CONS
Annual Fee
$0 intro first year, then $95
Earning Rate
5X on prepaid hotels and car rentals booked in the Rewards Center; 4X on travel and at gas stations/EV charging; 2X at grocery stores, dining, and streaming; 1X on all else.
Advertiser disclosure: CreditMilesGuru may earn a commission when you apply through links on this page. This never influences our editorial ratings, rankings, or the CardGuru algorithm — those are driven purely by the value math. Verify current terms on the issuer’s site; welcome offers and benefits change frequently.