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Delta SkyMiles Platinum American Express vs Delta SkyMiles Reserve American Express

A side-by-side breakdown of fees, welcome offers, earning rates and travel perks — so you can see which card is worth it for how you actually spend.

Delta SkyMiles Platinum American Express

Delta SkyMiles Platinum American Express

American Express

Full review
Delta SkyMiles Reserve American Express

Delta SkyMiles Reserve American Express

American Express

Full review
Annual fee$350$650
Welcome offerEarn 60,000 bonus miles after spending $3,000 in purchases in the first 6 monthsEarn 60,000 bonus miles after spending $5,000 in purchases in the first 6 months
Rewards rate3X on Delta purchases and at hotels; 2X at restaurants worldwide and at U.S. supermarkets; 1X on all other purchases.3X on Delta purchases; 1X on all other purchases.
Best for
  • Delta flyers
  • Annual companion certificate
  • Statement credits
  • Frequent Delta flyers
  • Delta Sky Club access
  • Companion Certificate
Key benefits
  • Annual Companion Certificate (Main Cabin, domestic/Caribbean/Central America)
  • First checked bag free on Delta flights
  • Up to $150 Delta Stays credit
  • $120 Resy + $120 rideshare credits
  • Delta Sky Club access when flying Delta (15 visits/year)
  • Annual Companion Certificate (First/Comfort+/Main Cabin)
  • First checked bag free + Main Cabin 1 Priority Boarding
  • Up to $200 Delta Stays credit
Card networkAmerican ExpressAmerican Express
Foreign transaction feeNoneNone
Recommended creditGood to Excellent (670–850)Good to Excellent (670–850)

Delta SkyMiles Platinum American Express

Delta SkyMiles Reserve American Express

Common questions

Is the Delta SkyMiles Platinum American Express or Delta SkyMiles Reserve American Express better?

Delta SkyMiles Platinum American Express suits delta flyers, while Delta SkyMiles Reserve American Express is stronger for frequent delta flyers. The Delta SkyMiles Platinum American Express carries a $350 annual fee versus $650 for the Delta SkyMiles Reserve American Express, so the right pick depends on how much of each card's credits you'll actually use.

What is the annual fee on each card?

The Delta SkyMiles Platinum American Express has a $350 annual fee. The Delta SkyMiles Reserve American Express has a $650 annual fee. Weigh that against each card's annual credits — a higher fee often nets out lower once you use the travel and dining credits.

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