Capital One SavorOne vs Chase Freedom Unlimited
A side-by-side breakdown of fees, welcome offers, earning rates and travel perks — so you can see which card is worth it for how you actually spend.
| Annual fee | $0 | $0 |
|---|---|---|
| Welcome offer | $200 cash back after spending $500 in 3 months | $200 cash back after spending $500 in 3 months |
| Rewards rate | 3% on dining, entertainment, popular streaming services, and grocery stores, 1% on everything else | 5% on travel purchased through Chase, 3% on dining and drugstores, 1.5% on everything else |
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| Key benefits |
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| Card network | — | — |
| Foreign transaction fee | None | None |
| Recommended credit | Good to Excellent (670–850) | Good to Excellent (670–850) |
Capital One SavorOne
Chase Freedom Unlimited
Common questions
Is the Capital One SavorOne or Chase Freedom Unlimited better?
Capital One SavorOne suits dining, while Chase Freedom Unlimited is stronger for everyday spending. The Capital One SavorOne carries a $0 annual fee versus $0 for the Chase Freedom Unlimited, so the right pick depends on how much of each card's credits you'll actually use.
What is the annual fee on each card?
The Capital One SavorOne has a $0 annual fee. The Chase Freedom Unlimited has a $0 annual fee. Weigh that against each card's annual credits — a higher fee often nets out lower once you use the travel and dining credits.